Insolvenzgeld
In English: Insolvency pay
If your employer goes insolvent and owes you wages, the Agentur für Arbeit pays your net pay for the last 3 months of the job. It does not cover a severance.
Watch out: Apply within 2 months of the insolvency event, or the money is lost.
Legal basis
SGB III §165, §167, §324(3). Checked against the statute text on 12 November 2026.
Related terms
Open the simulator See Insolvenzgeld in action: work through a layoff case where it decides the outcome.
This page explains German employment law in general terms. It is not legal advice for your situation. If a layoff affects you, talk to an employment lawyer, your union or your Betriebsrat.